Includes Accident Insurance (AI) for skaters(who have provincial health care), and General Liability coverage for the league. This is why, if your league opts for membership in WFTDi Canada, ALL participants on skates must also become members in WFTDi Canada - this helps ensure your league is fully covered by General Liability and there are no conflicts or exclusions of coverage because a member is not insured or has other coverage. Membership is valid for 12 months from the date purchased.